Technically, yes. A property with an outstanding mortgage or deed of trust can be added to Fabrica. But while the mortgage is in place, the property cannot be used for a loan on Fabrica, and it cannot be sold through Fabrica either. Because of that, in practice most owners wait until the mortgage is cleared before adding their land.
If you’re close to paying off a loan on your land, that is usually the simplest path: add the property as soon as it’s paid off. Once your property is on Fabrica, you may be able to borrow against it directly through the platform’s Instant Liquidity feature.
Not sure whether something on your title counts? Message us through the chat bubble in the corner, or email hello@fabrica.land, and we’ll take a look with you.