Here's the short version: you usually don't need to put money into Fabrica before you start. When you buy a property, the checkout shows the payment options available for that purchase, which can include paying from your bank. Money only sits in your Fabrica account when you've received it there, for example after selling a property or taking a loan.
Paying for a property
When you click Buy now, the Pay by row in the Buy property window lets you choose how to pay:
Account funds: stablecoins (digital dollars) already in your Fabrica account. No processing fee.
Bank transfer, Card or Wire: pay from your bank, with no pre-funding and no crypto involved. Each option shows its fee and the date the property becomes yours. The options you see are the ones available for that purchase.
Money you receive
When you sell a property or take a loan, the money arrives in your Fabrica account as stablecoins. From there you can send it to your bank: open your profile and click Cash out next to your balance. You choose the amount, the bank it goes to and a speed; every speed shows the fee and the date the money is expected. The first time, you verify your identity once and connect a bank in your name. While a cash out is on its way, your profile shows it under your name with its expected date, and the More button (three dots) beside Cash out opens your Cash out history. "What happens when your property sells" walks through it step by step.
If you use a crypto wallet, you can also send your stablecoins to any wallet you control.
Your payment methods
On your profile, click the More button (three dots) beside Cash out and choose Payment methods. The window lists the banks and cards you've connected under Banks and Cards, shows whether your identity is verified, and lets you add a bank or remove one. A card is saved when you pay with it.
Adding money to your account
There's no direct bank-deposit option today; you can't wire money into your Fabrica balance from a bank. In practice you rarely need to, because purchases can be paid straight from your bank. If you do want a balance (for example, to make offers, which are made in USDC), you can:
Send stablecoins from a crypto account or exchange you already use, or
Log in with your own crypto wallet and simply use its balance directly.
Where your balance shows
Your available balance appears next to Cash out on your profile, and when you're about to use it, for example as "$X available" under Account funds in the Buy property window. One thing to know: your account can have several linked addresses (see Account in the account menu), and funds live under the specific address you sent them to. If a deposit seems missing, switch to the address you actually sent it to.
If anything doesn't add up, message us through the chat bubble in the corner and we'll find it together.