Fabrica’s fees are simple, and you will always see them in the app before you commit to anything. Here is the complete list.
Adding a property
There is no charge to add a property. You authorize a one-time onboarding fee (currently $500 for most areas, shown in the app before you authorize) that is collected only if the property is later sold or used for a loan. It is waived if you remove the property without using it.
The fee covers what it takes to bring your property onchain: online notarization, county recording, identity verification, and token minting. Authorizing it costs nothing today. You will see the full breakdown in the Fee authorization dialog before you agree.
Selling
Fabrica charges 1% of the sale price, paid from the seller’s proceeds. The buyer pays exactly the listed price.
For example: you list your property for $100,000. A buyer pays $100,000. Fabrica keeps $1,000 (1%), and you receive $99,000. The listing screen shows this exact breakdown, including “On sale you’ll receive:”, before you list.
If this is the first time the property is sold or borrowed against, the deferred onboarding fee is collected at the same time.
Borrowing
Fabrica charges no origination fee on loans. Interest is set by the lending pool and shown before you confirm. The Final Payment and APR figures on the borrow screen are exactly what you will owe. A first loan (or first sale) is also when the deferred onboarding fee is collected.
Removing a property
There is no platform fee to remove a property. Recording costs are handled through the process, and Fabrica guides you through it. If you never sold or borrowed against the property, the onboarding fee you authorized is waived.
Bank payments
If you pay by bank transfer or card, the payment processor’s fees are itemized at checkout. Fabrica does not set them.
If you have a question about a specific fee, message us through the chat bubble in the corner.
Learn more: Fees in depth