Every property page gives you tools to check what you are buying. Use them. Here is what each one tells you, and what it doesn't.
Property checks
The Property checks card lists what the checks found, grouped as "Key checks", "Claims on the property" and "Good to know". Among them: whether the deed is on file and recorded with the county, whether the county shows property taxes as paid, whether a lien records search found an open mortgage, whether anyone has reported the property as stolen, and whether the people who have held it verified their identity. Each check is titled by its result and names its source. A mortgage the owner took out shows as "Mortgage on record", a fact to know rather than a failure. A chip next to the property name sums up the result, and if the checks pause sales and loans, a banner at the top of the page says why. Property checks are a starting point for your own research, not a title search or title insurance. "What are property checks?" explains every check.
The records
The Records card holds the property's legal record, one row each:
Legal description, the formal text that defines exactly which land is included. Open the row to read it in full.
Deed into the trust, the recorded deed that put the property into its trust, with its source. The deed's row opens the document itself.
The trust agreement, named after the property's trust, which sets out the owner's rights. The row opens the agreement, and you can download it.
The token's ID, with a link to view it on Etherscan, a public record of Ethereum activity.
Below the rows, the chips Property, Trust and Token point at how the three fit together: the deed puts the property into the trust, and ownership of the property goes with the token, through the trust.
Warning banners
If more than one Fabrica property makes a genuine claim on the same parcel (the same county parcel number and holding trust), you will see a clear warning: "Important: Duplicate claim. Verify before buying". The warning tells you how many other claims exist, because a single deed can belong to only one owner, and buying the wrong one could leave you without the deed.
You will see this flag in more than one place: on the property page, as a "Duplicate claim" ribbon on the property's card in the marketplace, as a marker on the map, and again inside the Buy Property window before you pay. Wherever it appears, take it seriously and confirm the deed and ownership before going further.
A verified property is not flagged just because look-alike copies exist elsewhere. The warning is reserved for real competing claims, so when you do see it, it is worth your attention.
Do I need a title company or title insurance?
Title insurance is not included by default, and there is no traditional closing with a title company when you buy on Fabrica. Property checks are a starting point for your own research, not a title search or title insurance. You decide what additional title research or insurance you need for your purchase.
The trust structure itself has been cleared for title insurance by First American, one of the largest title insurers in the country, but that is not the same as a policy on a specific parcel. If you want title insurance for a specific purchase, message us in the chat and we will help you look into it.
Do your own diligence
Fabrica is not a real-estate broker and does not advise on whether a price is fair. The estimated value shown in the Marketplace card is a starting point, not an appraisal. Check the county records, look at the land, and get professional advice where it matters to you.
If you have questions about a specific property, message us through the chat bubble in the corner.
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