Buying land on Fabrica takes minutes, not months. You can pay with the funds in your Fabrica account or with any other payment option the checkout shows for that purchase, and it shows you the fee and the date for each one. Here is the whole process.
Find a property
Start at fabrica.land. The homepage is a map of US land: move the map and the list of properties for sale follows it. You can also browse by place: every property page links to its county and state, and each of those pages shows the properties for sale there. Click any property to see photos, a description, the records, its history, and the Marketplace card with the Asking price and, under it, the Estimated value row.
If the property backs a loan, the card tells you: "This property backs a loan from a DeFi lending pool. The sale pays that loan off at closing, so you don't take it over." If a listing can't be bought right now, the card shows a "Buying paused" chip with the reason, for example that the seller must pay off the loan first. You can still send an offer.
Buy it
On the property page, click Buy now. The Buy property window opens.
Review the price. The price you see is exactly what you pay. Fabrica's marketplace fee comes out of the seller's proceeds, not yours. If the seller has a loan and the listing can be bought, the window shows how the price splits: Purchase price, Pays off the seller's loan, Marketplace fee and Seller receives. If it can't be bought right now, the property page shows Buying paused with the reason.
Check the one confirmation box. It says the purchase is final, that you accept the terms and the property's trust agreement, and that you become beneficiary and trustee of the property's trust. In plain English: the trust that holds the deed becomes yours, so the property becomes yours.
Under Pay by, click Choose how to pay and pick one. Each option shows its processing fee and the date the property becomes yours:
Account funds: stablecoins (digital dollars) already in your Fabrica account. No processing fee, and the property is yours right away. If you logged in with an external crypto wallet, you also pay a small Ethereum network processing fee.
Bank transfer: "From a bank you link." You connect a bank account in your name, and the property becomes yours once the payment clears, usually by the expected date shown.
Card: a debit or credit card. "The card limit includes the fee."
Wire: "For larger amounts. You send it from your bank."
An option that is switched off right now is not shown. An option whose limit is below the price is still shown, but you can't pick it, and it says so, for example "Up to $N per purchase. This price is above the limit." Each purchase uses one payment method; you can't split a purchase between your account and your bank.
Click Buy for $X (account funds) or Continue to payment (bank transfer, card or wire). The first time you pay from a bank, by wire or with a larger card payment, you verify your identity once, in the same window. Then you review the payment and click Pay $X, or Get wire details for a wire.
That's it. With account funds or a card, the app confirms the property is yours. With a bank transfer, you see "Your bank payment is on its way", the property page shows Sale pending until the payment clears, and the property becomes yours once the payment clears, usually by the expected date shown. With a wire, send it from your bank with the Reference shown, before the Send by date; the property page shows "Waiting for your wire" and the property becomes yours once the wire arrives. We email you if anything needs your attention.
You will get a confirmation email either way, and the property will appear under My properties in your account menu. Paying from a bank is covered in detail in "Buying with a bank account or card" in this collection.
What if the property isn't for sale, or the price isn't right?
You can send the owner an offer on almost any property, even one that is not listed. See "How do I make an offer on a property?" in this collection.
Buying as an LLC or with others
If you want an LLC to hold the property, set up your Fabrica account as the LLC. Buying from that account puts ownership of the token, and control of the trust, under the LLC directly; no extra steps needed. There is more detail in "When I buy on Fabrica, what do I actually own?" in this collection.
If you get stuck, message us through the chat bubble in the corner. We're happy to walk you through it.
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