You can fund land-backed loans on Fabrica, but pool deposits are not yet a self-serve feature on the site. To get started, email hello@fabrica.land or open the chat bubble in the corner. Here is the model in plain terms.
The model
Landowners on Fabrica borrow against their properties through lending pools. A pool is a shared fund with its own automated rules: depositors put in USDC, a stablecoin (a digital dollar that always equals $1), and the pool lends it out against tokenized properties. Borrowers pay interest, and that interest goes to the pool’s depositors. Fabrica is the platform, not the lender.
Every property backing a loan has been through Fabrica’s onboarding: the deed sits in a recorded trust, title has been checked, fees must be in good standing, and property taxes must be verifiably current before the pool will lend. Loans are conservative by design, sized against the minimum of two independent valuation models.
Why land
Land is one of the oldest forms of collateral there is. What Fabrica adds is speed and enforceability: loans are funded and settled onchain without a traditional closing, collateral custody is handled automatically by the pool, and if a borrower defaults there is a defined legal path to recovery (see “What happens when a loan defaults?” in this collection). This is a new way to access an old asset class. As with any lending, capital is at risk, and you should do your own diligence.
How to get started
Because pool deposits are not yet self-serve, the first step is a conversation. Email hello@fabrica.land or open the chat bubble in the corner, and we will walk you through current options and requirements.
Learn more:For capital providers · How the lending pool works · Lending guide